Ivan Leonard Chevrolet Birmingham helps people finance their purchase. Our finance experts at Ivan Leonard Chevrolet in Birmingham help people with all credit situations and types of special finance needs drive their commercial truck home. Regardless of where you are in the truck buying process, you can get our free secure car loan quote for all Chevrolet auto loans. Ivan Leonard Chevrolet only works with trusted lenders to bring you low auto loan rates and flexible terms. Use our easy guaranteed secure Chevrolet car loan application and get started with buying your commercial truck today!
Lease vs. Buy
Deciding whether to lease or buy a Chevrolet truck in the Birmingham area can be a tough choice without any help. When you buy a Chevrolet truck, you pay for the entire Chevrolet vehicle. You will usually make a down payment, pay the sales taxes in cash or roll these taxes into your Chevrolet auto loan and pay an interest rate. You usually will make your first payment a month after you sign your contract. This option is great if you like to keep your cars for a long period of time and have a need to put unlimited miles on the Chevrolet vehicle. When you lease, you are paying only for what you use. You do not have to have money to put down. You typically only pay sales tax on your monthly payments and are charged with a money factor that is similar to the interest rate on a new car loan. You make your first payment at the time you sign your contract.